• Matthias Ferrieres

What are the different critical Illness?



Critical illness is a type of serious disease or illness. The best way to define them is to use insurance definition or even better is to use what the Singapore Insurance governing bodies : LIA or the Life Insurance Association.

So here are the different critical illness you should be aware of:

  1. Major Cancers

  2. Heart Attack of Specified Severity

  3. Coronary Artery By-pass Surgery

  4. Stroke

  5. Kidney Failure

  6. Coma

  7. Paralysis (Loss of Use of Limbs)

  8. Heart Valve Surgery

  9. Blindness (Loss of Sight)

  10. Deafness (Loss of Hearing)

  11. Loss of Speech

  12. Multiple Sclerosis

  13. Fulminant Hepatitis

  14. Major Organ/Bone Marrow Transplantation

  15. Primary Pulmonary Hypertension

  16. Alzheimer’s Disease/Severe Dementia

  17. Surgery to Aorta

  18. Major Burns

  19. Terminal Illness

  20. HIV Due to Blood Transfusion and Occupationally Acquired HIV

  21. End Stage Lung Disease

  22. End Stage Liver Failure

  23. Muscular Dystrophy

  24. Parkinson’s Disease

  25. Aplastic Anaemia

  26. Angioplasty & Other Invasive Treatment For Coronary Artery (with partial payment only)

  27. Bacterial Meningitis

  28. Benign Brain Tumour

  29. Viral Encephalitis

  30. Motor Neurone Disease

  31. Apallic Syndrome

  32. Loss of Independent Existence

  33. Major Head Trauma

  34. Other Serious Coronary Artery Disease

  35. Poliomyelitis

  36. Progressive Scleroderma

  37. Systemic Lupus Erythematosus with Lupus Nephritis



Important note

You will find all the definition of each of these illnesses in this document published by LIA.

In case of a symptom, you can claim if the illnesses or diseases is verified with blood tests, CT scan or an MRI. The disease will be certified by an experienced medical practitioner in that field.

If you subscribe to an insurance, dont forget that it is essential to disclose any existing illnesses or deficiency or disorders that you might be suffering for during that time. It not only ensures transparency but also makes the payouts smoother.


CriticalIllnessDefinitions
.pdf
Download PDF • 824KB

Source: LIA

https://www.lia.org.sg/media/2160/mu5819-part-2-of-4-_lia-ci-framework-2019_lia-definitions-for-37-cis.pdf


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